LL Financial LLC DBA Voyage Home Loans
Terms of Service
SMS Messaging Program
Voyage Home Loans (LL Financial LLC) operates an SMS messaging program to send mortgage rate updates, loan status notifications, and customer support messages to opted-in users. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe at any time. Reply HELP for help, or contact us at team@voyagefinancing.com or 414-309-6013. Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. For more information, see our Privacy Policy.
Voyage Home Loans Price Match Terms and Conditions
Offer
The "Offer" that Voyage Home Loans will match is the combination of interest rate, lender credits associated with the interest rate, rate lock period, and charges in boxes A and B on page 2 of the Loan Estimate.
Competing Loan Estimate
To qualify for Voyage Home Loans Price Match, the homebuyer must provide a valid, unaltered Loan Estimate, produced by a licensed mortgage lender to Voyage Home Loans during business hours that is less than one business day old from an identified lender that—except for the interest rate, lender credits associated with the interest rate, and origination charges—offers a conventional mortgage on identical terms to the Loan Estimate provided by Voyage Home Loans.
Certain Lenders Exclude
Voyage Home Loans does not match offers from credit unions or other organizations with membership requirements.
Certain Loans Excluded
Voyage Home Loans does not match interest rates on jumbo loans or Adjustable Rate Mortgages.
Must Exercise Before Rate Lock
Homebuyers cannot exercise Price Match after they have locked their interest rate with Voyage Home Loans.
Interest Rate Lock, Duration, and One-Time Use
When Voyage Home Loans matches the interest rate of another lender, the homebuyer must lock their interest rate with Voyage Home Loans on the same day. The Voyage Home Loans Price Match is valid for the duration of the rate lock period. Homebuyers may only exercise the Voyage Home Loans Price Match once per loan application.
Loan Changes
If a homebuyer's loan terms change after the Voyage Home Loans Price Match has been exercised, the interest rate and Voyage Home Loans fees shown in page 2, box A of Voyage Home Loans Loan Estimate (after the Price Match has been applied) may change.
Not Combinable
Homebuyers cannot combine Price Match with any other promotional offer.
Market Conditions Exception
Voyage Home Loans, in its sole discretion, reserves the right to modify or suspend Price Match during periods of unusual market volatility, including, without limitation, volatility in (a) mortgage pricing from Voyage Home Loans investors, and (b) pricing of TBA mortgage-backed securities.
Modification
Voyage Home Loans may modify the terms of the Voyage Home Loans Price Match program at any time, but such modifications will not apply to homebuyers who have already exercised Price Match and locked their interest rate with Voyage Home Loans. Homebuyers are subject to the terms and conditions that were in effect when they exercised Price Match and locked their interest rate.
LL Financial LLC DBA Voyage Home Loans | Menomonee Falls, Wisconsin |team@voyagefinancing.com